Winock Credit Analyst Lead Jobs in Nigeria

Winock Credit Analyst Lead Jobs in Nigeria

Winock is a holdings company incorporated in Nigeria to provide an ecosystem of sustainable services to micro businesses through duly registered and licensed subsidiary companies.

We are inspired to provide services to micro businesses because they contribute significantly to economic sustainability and social wealth creation.

Location: Abuja (FCT)

Employment Type: Full-time

Job Summary

The credit analyst team lead is responsible for the proper organization of credit analyst unit, fast and reliable decision-making process, and efficient cooperation between the business and credit administration units.

Major Responsibiilties

Organizes credit analysts to review and evaluate loan applications submitted by Loan Officers to identify potential risks of the borrower

Conduct training for branch staff oncredit assessment in conjunction with HR department.

Take part in analyzing industry & segment risk and recommend appropriate approval criteria.

Involvement in product development to reflect market requirement & release to improve the company profitability & substantially.

Cooperate with different department & work with branches to solve the operational & credit related issues

Proper and fast redistribution of loan applications, ensuring the highest processing speed of applications.

Assists credit analysts to verify the accuracy of information received and calculations made during the financial analysis.

Propose changes and improvements to the existing process to achieve maximum efficiency in the decision-making process

Evaluate the performance of loan officers and PMs in their ability to conduct proper financial analysis of potential borrowers

Identify and report suspicious transactions and decisions to management

Guarantee the confidentiality of processed information, both clients and institution

Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements

of various external & internal stakeholders.

Recommend for Approval or rejection of loan requests, based on credibility, financial analysis and evaluation of the loan requests

Upload data on credit customers to the credit bureau portals every month.

Ensure compliance with all credit policies, procedures and regulations.

Requirements

Candidates should possess a Bachelor's Degree with a minimum of 5 years experience.

Key Skills and Ccompetencies

Good organizational, communication and presentation skills

Experience in credit underwriting of microfinance clients

Experience in staff management

Ability to make independent decisions

Good time management

Strong educational skills

Application Closing Date
26th December, 2022.

How to Apply

Interested and qualified candidates should send their CV to: careers@winock.com using the Job Title as the subject of the mail.

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