Umba Credit Risk Underwriter Jobs in Kenya

Umba Credit Risk Underwriter Jobs in Kenya

About Umba

Our mission is to make banking free across Africa, empowering our customers to control their financial lives by ensuring financial services are affordable, efficient, and widely available.

We are pursuing a once-in-a-generation opportunity to revolutionize financial services in Africa-lowering the cost and increasing the reach of banking while serving the next billion mobile consumers that are coming online

We are passionately customer-centric, delivering mobile banking with an exceptional user experience. We leverage advanced machine learning to allow us to create intelligent, affordable financial products for emerging markets where credit is not widely available

Headquartered in San Francisco, and growing rapidly in Mexico, Nigeria, and Kenya-Umba launched in the Nigerian market and is expanding quickly into additional markets. We offer a broad range of digital banking products to our customers through Android and iOS apps and have a culture of exceeding customer expectations which have generated explosive growth.

We are looking for exceptional talent but also for people that share our vision, drive, and sense of mission. Come join us to build the biggest neo-bank in Africa.

Your mission at umba:

Objective : To assess and credit underwrite new business applications for the Umba Business product suite and provide input in the to decisioning process for consumer lending operations

Our credit risk envision for umba: Being a credit risk underwriter at Umba is to be the eyes of the business through advanced analytical techniques to help build a sustainable lending proposition for our customers and stakeholders

“An investment in knowledge pays the best interest.”

— Benjamin Franklin

If you join us, you will have the opportunity

to:

Be an integral part of a key growth area in Umba’s businesses across Nigeria and Kenya

Understand and engage with both SME and Consumer lending products and gain an end to end understanding of the credit lifecycle

Ownership in developing and maintaining the credit assessment policy and procedures for onboarding SMEs

Join a credit team that is innovating the area of credit decisioning across Africa

Things we think that would help to be a key player for this role:

At least 2 years experience in credit underwriting at a commercial bank, OFI or fintech, in either consumer or SME lending

For this role, intermediate knowledge of Excel is required, and SQL skills highly desirable in order to maximize data driven decisioning at Umba

Experience of financial products, particularly lending, is a must

Ability to analyze complex financial statements to understand the underlying cashflows of a business and make a sound judgment on credit worthiness

Ability and desire to navigate through data, metrics or dashboards to answer business questions

Experience of building, developing or maintaining automated credit decisioning systems is a plus

How to Apply

For more information and job application details, see; Umba Credit Risk Underwriter Jobs in Kenya

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