Standard Bank Manager, Credit Evaluation Jobs in South Africa

Standard Bank Manager, Credit Evaluation Jobs in South Africa

Job Description

Assessment and evaluation of lending applications for clients (individuals and businesses) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bank’s risk appetite parameters.

Support business partners in understanding and meeting client lending needs. The jobholder may operate in one or more of the segments as required by business needs.

Minimum Qualification

Business Commerce Degree,

National Certificate or Credit diploma

Other relevant credit or on-the-job training

Minimum Experience

3-4 Years’ experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across personal, lifestyle & entrepreneur).

Good knowledge and understanding of financial statements.

Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.

Understanding of legalities associated with lending and collateral.

Behavioural Competencies

Making Decisions

Analysing Solutions

Developing Relationships

Coping with Pressure

Taking Action

Technical Competencies

Computer Literacy

Risk Principles

Legal Principles – Collateral

Credit Process

Credit Granting

How to Apply

For more information and job application details, see; Standard Bank Manager, Credit Evaluation Jobs in South Africa

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