Smart Partners Consulting Limited Credit and Risk Analyst Jobs in Nigeria

Job Summary

The ideal candidate will evaluate the financial status of potential customers, monitor existing clients, perform risk assessments, write detailed reports, and make informed decisions while extending loans.

The ideal candidate should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous.

Responsibilities

Evaluate loan applications and documentation by confirming credit worthiness.

Improve loan applications and documentation by informing applicant of all requirements.

Analyze the financial viability of client's requests.

Conduct preliminary interviews with loan applicants.

Review all loan documents and agreements to make sure these are all complete, valid and in accordance with the company's guidelines.

Assess the credit worthiness of existing or prospective clients.

Ability to make informed decisions backed by sound assessment.

Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.

Embark on risk assessment analysis.

Requirements

HND/ B.Sc. Degree in Finance, Accounting, or related disciplines.

3- 9 years cognate experience as a credit and risk analyst in Micro Finance Bank or related fields.

Professional certification is an added advantage.

In-depth knowledge of credit analysis.

Great communication, interpersonal and organizational

skills.

Very smart and articulate.

Experience in Credit Sales & Marketing is a major consideration.

Excellent organizational, analytical, and time-management skills.

Proficient in Microsoft Office.

How to Apply

Interested and qualified candidates should send a copy of their updated resume to:

talent@smartpartnersng.com using Job Title as the subject of the email.

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