Savings and Credit Cooperative Society Head of Credit Kenya Jobs
Savings and Credit Cooperative Society Head of Credit Kenya Jobs
Job ProfileJob Title:Head of Credit
Job Reference H.O.C./2018
Department:
Credit
Reporting to:
CEO
Location
Head Office
Job Description
The Head of Credit is responsible for planning and coordinating the SACCO's Credit
function. Specifically, the management of credit risk and maintenance of risk appetite levels defined by the Board of directors.
The Head of credit owns and is accountable for all SACCO’s credit risks arising from
commercial credit activities and for maintaining risk tolerance levels for each credit
portfolio.
Duties of the Head of Credit
Lead in the development and implementation of Credit Strategy for the SACCO.
Provide oversight in credit risk management of the SACCO’S personal loans,
agribusiness loans, asset-finance loans etc.
Provide guidance on credit portfolio rebalancing in line with Board approved risk
appetite
Cascade the organizations corporate strategy into a departmental strategy and
develop appropriate performance metrics applicable to the credit team
Provide leadership and management of the credit team supported by a team of
portfolio managers
Review performance of the credit management department
Monitor and ensure credit quality and help formulate credit policy and procedures
Develop and maintain controls for underwriting and loan administration
Any other lawful duties as may be assigned from time to time by the C.E.O.
Background Requirements
Proven experience, as a credit manager or similar role.
Sufficient knowledge of modern management techniques and best practices in credit
management
Ability to meet business targets and goals
Excellent organizational skills
Results driven and customer focused
Be of exemplary integrity and honesty.
Must be empathic to customer needs.
Be decisive and possess quick judgement skills
Be proactive
and initiative.
Possess analytical and critical thinking skills.
Have excellent communication and interpersonal skills.
Be a team player
Must be self-motivated.
Leadership and human resources management skills
Preferred Qualifications
Education: Formal Qualifications
Have a relevant degree
Certifications in credit, accountancy et cetera will be added advantage
Be between 35-40 years of age.
At least six (6) years relevant experience in the same or related position ina licensed
deposit taking SACCO or preferably in a supervisory capacity from a Commercial
Bank.
Possession of a Certified Credit Professional Certificate will be an added advantage.
Disclaimer
The above information on this description has been designed to indicate the general nature
and level of work performed by employees within this classification. It is not designed to
contain or be interpreted as a comprehensive inventory of all duties, responsibilities and
qualifications required of employees assigned to this job.
How to apply
Market yourself by sending a one-page cover letter about yourself and achievement to date
together with your CV& a copy of your I.D. Card(in PDFformat as one document)clearly indicating
“HEAD OF CREDIT” on the subject line to applications@dnajobs.co.keon or before 5th October
2018 at 6.00 p.m.
Only shortlisted candidates shall be contacted.
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