Savings and Credit Cooperative Society Head of Credit Kenya Jobs

Savings and Credit Cooperative Society Head of Credit Kenya Jobs


Job Profile

Job Title:

  • Head of Credit

  • Job Reference H.O.C./2018

    Department:

  • Credit

    Reporting to:

  • CEO

    Location

  • Head Office

    Job Description

  • The Head of Credit is responsible for planning and coordinating the SACCO's Credit
    function. Specifically, the management of credit risk and maintenance of risk appetite levels defined by the Board of directors.
  • The Head of credit owns and is accountable for all SACCO’s credit risks arising from
    commercial credit activities and for maintaining risk tolerance levels for each credit
    portfolio.

    Duties of the Head of Credit

  • Lead in the development and implementation of Credit Strategy for the SACCO.
  • Provide oversight in credit risk management of the SACCO’S personal loans,
    agribusiness loans, asset-finance loans etc.
  • Provide guidance on credit portfolio rebalancing in line with Board approved risk
    appetite
  • Cascade the organizations corporate strategy into a departmental strategy and
    develop appropriate performance metrics applicable to the credit team
  • Provide leadership and management of the credit team supported by a team of
    portfolio managers
  • Review performance of the credit management department
  • Monitor and ensure credit quality and help formulate credit policy and procedures
  • Develop and maintain controls for underwriting and loan administration
  • Any other lawful duties as may be assigned from time to time by the C.E.O.

    Background Requirements

  • Proven experience, as a credit manager or similar role.
  • Sufficient knowledge of modern management techniques and best practices in credit
    management
  • Ability to meet business targets and goals
  • Excellent organizational skills
  • Results driven and customer focused
  • Be of exemplary integrity and honesty.
  • Must be empathic to customer needs.
  • Be decisive and possess quick judgement skills
  • Be proactive
    and initiative.
  • Possess analytical and critical thinking skills.
  • Have excellent communication and interpersonal skills.
  • Be a team player
  • Must be self-motivated.
  • Leadership and human resources management skills

    Preferred Qualifications

    Education: Formal Qualifications

  • Have a relevant degree
  • Certifications in credit, accountancy et cetera will be added advantage
  • Be between 35-40 years of age.
  • At least six (6) years relevant experience in the same or related position ina licensed
    deposit taking SACCO or preferably in a supervisory capacity from a Commercial
    Bank.
  • Possession of a Certified Credit Professional Certificate will be an added advantage.

    Disclaimer

  • The above information on this description has been designed to indicate the general nature
    and level of work performed by employees within this classification. It is not designed to
    contain or be interpreted as a comprehensive inventory of all duties, responsibilities and
    qualifications required of employees assigned to this job.

    How to apply

  • Market yourself by sending a one-page cover letter about yourself and achievement to date
    together with your CV& a copy of your I.D. Card(in PDFformat as one document)clearly indicating
    “HEAD OF CREDIT” on the subject line to applications@dnajobs.co.keon or before 5th October
    2018
    at 6.00 p.m.
  • Only shortlisted candidates shall be contacted.

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