Savings and Credit Cooperative Society Credit Portfolio Manager/Loans Kenya Jobs

Savings and Credit Cooperative Society Credit Portfolio Manager/Loans Kenya Jobs


Job Profile

Job Title:

  • Credit Portfolio Manager- Business& Asset Finance Loans

  • Job Reference C.P.M.B.A.L./2018

    Department:

  • Credit

    Reporting to:

  • Head of Credit

    Location

  • Head Office

    Job Description

  • The portfolio manager is responsible for growth and management of the business loan
    portfolio through credit underwriting, managing the prescribed portfolio quality and
    profitability.
  • The portfolio manager owns and is accountable for understanding credit
    risks associated with the business loans portfolio.

    Duties of a Credit Portfolio Manager- Business & Asset Finance Loans

  • Drive the credit strategy through business loans portfolio
  • Enforces Credit Policy and risk management policy with regards to business loan
    portfolio
  • Ensure accurate completion of internal loan reviews and determination of appropriate
    risk ratings. Provide credit risk management of the business loan portfolios
  • Formalizes action plans for loans having upcoming maturity dates
  • Review of loan applications and analysis of credit information to assess customer's
    credit worthiness
  • Conducts in-depth analysis of balance sheets and profit and loss statements of
    business loans applicants
  • Provides advice and guidance to credit officers at the branch level regarding business
    loan policies and procedures, credit analysis, financial statement evaluation, and
    credit investigations.
  • Administers loan portfolio to ensure proper mix of loan types, maximization of yields,
    maintenance of quality control, and minimization of losses
  • Implement and maintains controls for underwriting, loan administration and
    collections of business loans.
  • Any other lawful duties as may be assigned from time to time by the Head of Credit or
    the C.E.O.

    Background Requirements

  • Proven experience, as a credit portfolio manager or similar role in credit department
  • Strong business acumen
  • Sufficient knowledge of modern management techniques and best practices in
    credit management
  • Ability to meet business targets and goals
  • Excellent organizational skills
  • Be of exemplary integrity and honesty
  • Must be empathic to Customer needs
  • Be decisive and possess quick judgment skills
  • Possess excellent business writing skills
  • Be proactive and initiative
  • Have excellent communication and interpersonal skills
  • Must be self- motivated and be ready to work with minimum supervision
  • Be a team player

    Preferred Qualifications

    Formal Qualifications

  • A relevant degree or Diploma.
  • A professional qualification in credit is an added advantage.
  • At least 5 years’ experience in a financial institution.
  • Be between 30 – 45 years of age.

    Disclaimer

  • The above information on this description has been designed to indicate the general nature
    and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.

    How to apply

  • Market yourself by sending a one-page cover letter about yourself and achievement to date
    together with your CV& I.D. Card (in PDFformat as one document)clearly indicating “CREDIT
    PORTFOLIO MANAGER BUSINESS LOANS” on the subject line to applications@dnajobs.co.keon or
    before 5th October 2018 at 6.00 p.m.
  • Only shortlisted candidates shall be contacted.

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