Savings and Credit Cooperative Society Credit Portfolio Manager/Loans Kenya Jobs
Savings and Credit Cooperative Society Credit Portfolio Manager/Loans Kenya Jobs
Job ProfileJob Title:Credit Portfolio Manager- Business& Asset Finance Loans
Job Reference C.P.M.B.A.L./2018
Department:
Credit
Reporting to:
Head of Credit
Location
Head Office
Job Description
The portfolio manager is responsible for growth and management of the business loan
portfolio through credit underwriting, managing the prescribed portfolio quality and
profitability.
The portfolio manager owns and is accountable for understanding credit
risks associated with the business loans portfolio.
Duties of a Credit Portfolio Manager- Business & Asset Finance Loans
Drive the credit strategy through business loans portfolio
Enforces Credit Policy and risk management policy with regards to business loan
portfolio
Ensure accurate completion of internal loan reviews and determination of appropriate
risk ratings. Provide credit risk management of the business loan portfolios
Formalizes action plans for loans having upcoming maturity dates
Review of loan applications and analysis of credit information to assess customer's
credit worthiness
Conducts in-depth analysis of balance sheets and profit and loss statements of
business loans applicants
Provides advice and guidance to credit officers at the branch level regarding business
loan policies and procedures, credit analysis, financial statement evaluation, and
credit investigations.
Administers loan portfolio to ensure proper mix of loan types, maximization of yields,
maintenance of quality control, and minimization of losses
Implement and maintains controls for underwriting, loan administration and
collections of business loans.
Any other lawful duties as may be assigned from time to time by the Head of Credit or
the C.E.O.
Background Requirements
Proven experience, as a credit portfolio manager or similar role in credit department
Strong business acumen
Sufficient knowledge of modern management techniques and best practices in
credit management
Ability to meet business targets and goals
Excellent organizational skills
Be of exemplary integrity and honesty
Must be empathic to Customer needs
Be decisive and possess quick judgment skills
Possess excellent business writing skills
Be proactive and initiative
Have excellent communication and interpersonal skills
Must be self- motivated and be ready to work with minimum supervision
Be a team player
Preferred Qualifications
Formal Qualifications
A relevant degree or Diploma.
A professional qualification in credit is an added advantage.
At least 5 years’ experience in a financial institution.
Be between 30 – 45 years of age.
Disclaimer
The above information on this description has been designed to indicate the general nature
and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.
How to apply
Market yourself by sending a one-page cover letter about yourself and achievement to date
together with your CV& I.D. Card (in PDFformat as one document)clearly indicating “CREDIT
PORTFOLIO MANAGER BUSINESS LOANS” on the subject line to applications@dnajobs.co.keon or
before 5th October 2018 at 6.00 p.m.
Only shortlisted candidates shall be contacted.
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