People’s Bank of Zanzibar Limited Credit Officers Jobs in Tanzania

Position objectives:

Facilitate the lending process after verifying the creditworthiness of the customer and reviewing loan process

Education and Experience:

• Bachelor degree in Banking and Finance or Islamic Banking qualifications, Economics, Commerce, Finance and Accounting from any recognized University.

Key skills and Competencies:

• Good listening and communication skills.

• Customer service orientation

• Professional qualifications such as CPB/ equivalent shall be an added advantage

• Problem solving

• Honesty and integrity

• Teamwork

Main Duties/Responsibilities:

• Carry out credit analysis and requests on customers

• Interpret documentations to make appropriate decisions.

• Analyze applicants’ financial status, financing and property evaluations to determine feasibility of granting loans.

• Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.

• Review and update credit and loan files.

• Review loan agreements to ensure that they are complete and accurate according to policy.

• Compute payment schedules

• Analyze risk on loan approval.

• Confer with underwriters to aid in resolving mortgage application problems.

• Negotiate payment arrangements with customers who have delinquent loans.

• Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.

• Comply with credit

policies, credit lines, procedures and standards in conjunction with senior managers.

• Update list of blacklisted customers and use the same for clearance of new loan applications.

• Analyze potential loan markets and develop referral network in order to locate prospects for loans.

• Any other duties as may be assigned by Supervisor from time to time.

Terms of Service

• Three (3) years contract (Renewable)

Age limit of not more than thirty-five (35) years as at 30th September, 2020

How to Apply

Applications from interested candidates should submitted the following: –

• An application letter (hand written) signed by applicant himself specifying the position they are applying for and the duty station.

• Detailed Curriculum Vitae with e-mail, telephone number and details of two (2) referees.

• Copies of Academic Certificates; provisional results and/or statement of results shall not be accepted irrespective of circumstances. Photocopy of Zanzibar ID or National (Tanzania) ID.

• Two recent passport size photograph

• Testimonial letter from previous employer, in case the applicant has working experience

• Only qualified shortlisted applicants shall be contacted.

All applications should be addressed to:

The Managing Director
The People’s Bank of Zanzibar Ltd
P.O.BOX 1173
ZANZIBAR.

Application Deadline: All applications should be submitted not later than 11th September, 2020.

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