NCBA Group Senior Manager Monitoring & Control Jobs in Kenya
NCBA Group Senior Manager Monitoring & Control Jobs in Kenya
Job Purpose StatementThe Senior Manager Monitoring & Control (M&C) Manager shall have primary responsibility to maintain a robust Risk Controls framework in the post-sanctioning fulfilment activities for a portfolio of accounts within the Commercial Banking portfolio of NCBA.
Working closely with Corporate Relationship Managers who are primary contact point for customers, including undertaking customer visits, in ensuring adherence to agreed actions and making recommendations on monitoring enhancement, waivers or downgrades of accounts to improve overall portfolio monitoring and risk assessment.
Key Accountabilities (Duties and Responsibilities)
Risk Management
Ensure the highest standard of Post Sanction Fulfillment within the M&C Unit through recommending and implementation of consistent policies and procedures.
Responsibility for personal adherence to governance, compliance and lending portfolio controls within the Unit.
Support the Corporate team in financial analysis and Post sanction monitoring activities. This is to ensure the borrower does not deteriorate as well as picking triggers for early warning signs of deteriorating credit profile in the assigned portfolio.
Test financial and non-financial covenants as per approval requirements and highlight where there are breaches.
Work closely with the CRAG and wider credit team to understand the lending portfolio and risk capabilities and to identify gaps or weaknesses in the post sanction process; work in conjunction with the relevant teams to formulate plans to close the gaps.
Responsible for M&C of the assigned Corporate live portfolio to assure adherence to terms & conditions of sanctions identifying any areas within the portfolio that are cause for concern / potential cause for concern. Communication up the reporting lines
Act as a source of technical excellence and point of reference in relation to risk matters, specifically Post Sanction Fulfilment /M&C for the Relationship team.
Quarterly review of the Corporate Credit Key Risks and their mitigating controls through effective RCA tests
Own and monitor the achievement of agreed targets for risk performance measures for the role.
Be involved in customer engagements through Relationship teams in order to understand the reasons for the breaches.
Management of maintenance, review and follow up of a complete Diary System detailing deficiency & deferrals/loans repayment dates/ excesses clearance dates/dated securities & Covenants.
Participate in knowledge and best practice sharing across the M&C Unit.
Improve quality of audits and support in
rectification and documentation of any recommendations arising out of Audit reports on the Credit Risk.
Contribute to robust and error free MI and data, where applicable, is produced by the M&C team on a regular basis.
Be part of M&C Unit is part of Corporate Credit Risk Team’s Business Continuity plan (BCM) and periodic testing
Business Risk Partnership
Ensure a consistent quality of service to M&C stakeholders.
Support the Head of M&C in monitoring service and delivery in line with business needs.
Attend meetings with the Corporate Credit Manager’s / Relationship Manager’s if problem related issues are to be discussed / need to be resolved.
Maintain interactive relationship with Relationship Managers to ensure rectifying the outstanding issues.
Ensure M&C activities and importance is communicated to the team leader.
Support in issuing of breach notifications to clients through relationship teams.
Support resolution of breaches including escalating them to the Risk Sanctioning office with recommendations for appropriate actions.
Leadership and learning
Take responsibility in personal training and development.
Participating in trainings offered by the Bank through E-learning, Internal & External training activities.
Participate in department’s team building activities.
Develop and maintain excellent relationships with own team and wider teams to ensure achievement of business goals.
Ideal Job Specifications
Academic:
Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
Professional:
Comprehensive banking background and experience in credit appraisal and loan portfolio management.
Understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
Desired work experience:
At least five years’ experience with at least two years in an active corporate environment or credit risk management.
Ability to work with other team members
How to Apply
For more information and job application details, see; NCBA Group Senior Manager Monitoring & Control Jobs in Kenya
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