NCBA Group Manager - Retail Banking Scorecards and Risk-Based Pricing Jobs in Kenya

NCBA Group Manager - Retail Banking Scorecards and Risk-Based Pricing Jobs in Kenya

Job Purpose Statement

To achieve business growth in Retail banking through review, development, testing and performance of scoring models contributing to the development of the Retail products strategy, translating the strategy into performance that will deliver revenue, profitability and share of market objectives.

The role will focus on

Development, review and refining of score cards with an aim to achieve risk based pricing
for Consumer Banking Customers

Testing of score cards and data analysis to review performance

Integration of scorecards into the existing bank systems

Collecting and evaluating information to determine the potential risks of certain events
and their financial impact on businesses or individuals within Consumer Banking.

Using computer programs to compile and analyze data and create models, graphs, tables, and reports that display findings.

Preparing reports

Key Accountabilities (Duties and Responsibilities)

Financial

Developing and refining strategies that minimize risk and costs to others.

Monitoring of scorecards and Digital salary lending framework as per Credit Policy to maximize the benefits to the business units.

Periodically review and monitor performance of digital loan products to enhance productivity, and maintain risk thresholds.

Provide forward-thinking recommendations to the business by building in- depth understanding of the problem domain and available business data
assets, especially those pertaining to strategic initiatives and value-based
programs

Internal Business Process

Examine current and new business procedures relating to scoring models.

Identify effective solutions for business software system issues by assessing Consumer Banking loan performance, information, and trends and conducting regular tests and analysis.

Monitor credit systems status and report any progress or changes.  Research and estimate the costs of upgrades and improvements through performing requirements analysis, establish specifications for new projects by developing project goals, phases, and budgets.

Build econometric and statistical models for various problems inclusive of projections, classification, clustering, pattern analysis, sampling and simulations

Build the foundation of state-of-the-art scientific and technical capabilities within the Retail Products Department in order to support several planned and ongoing credit scoring projects.

Generate actionable insights through

data mining

Review and recommend improvements in the Bank statement analyzer model

Active and productive engagement with stakeholders

Collaborate with all relevant stakeholders in an effort to improve decision- making and drive business performance

Evaluating business processes, anticipating requirements, uncovering areas for improvement, and developing and implementing solutions.

Conducting strategic meetings and presentations to share ideas and findings

Leading ongoing reviews of business processes and developing optimization strategies in the scoring arena.

Staying up-to-date on the latest process and IT advancements to automate and modernize systems relating to credit appraisal and analysis.

Working closely with clients, technicians, and managerial staff while gathering critical information from meetings with various stakeholders and producing useful reports.

Ensuring solutions meet business needs and requirements.

Performing user acceptance testing and training end-users on new reports and dashboards.

Managing scoring projects, developing project plans, and monitoring performance.

Bi-weekly TransUnion engagement on delivering on NCBA Bank requirements for the Bundled Solution pricing, trended view report and other appropriate business solutions.

Ideal Job Specifications

Academic:

Bachelor’s degree in Statistics, Actuarial Science, Data Science, Mathematics, Computer Science, Machine Learning, Economics, or any other related quantitative field.

Professional:

Big Data or Data Science certification from recognized institutions

Credit Management Or Analysis qualification

ACCA/CPA

Desired work experience:

At least 3 years of working experience working with business analysis/informatics and business outcomes research within a fast-paced and complex business setting,

Experience working with scoring models.

Experience and in-depth knowledge of big data platforms

How to Apply

For more information and job application details, see; NCBA Group Manager - Retail Banking Scorecards and Risk-Based Pricing Jobs in Kenya

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