Mkobo Microfinance Bank Credit Analyst Jobs in Nigeria
Mkobo Microfinance Bank Credit Analyst Jobs in Nigeria
Job Description This role will report to the Risk Manager and will be responsible for recovery of overdue payments from customers. The successful candidate will also be working with the credit department to assess credit applications and identify suitability.
Responsibilities
Devise customized recovery strategy on a case-by-case basis.
Make outbound collection calls to defaulting customers.
Manage relationship with external debt collectors.
Design and negotiate payment plans for defaulting customers with management’s approval.
Follow up with customers on previous payment plans.
Maintain accurate, up-to-date customer account information.
When necessary, liaise with Lawyers, Bailiffs, and Enforcement agencies.
Negotiate settlements with customers.
Take ownership of debt recovery cases and collateral where required.
Maintain appropriate and comprehensive records of all customer discussions as it relates to debt recovery.
Report daily, weekly and monthly progress against targets to Management.
Participate in the weekly credit review committee meeting.
Manage relationship with debtor customers to ensure compliance with repayment agreements.
Conduct and document recovery visitations to customers.
Review, process and reconcile accounts of indebted customers, to ensure amicable resolution & payment of agreed sum.
Recover past due payments from delinquent customers.
Work with the Risk Manager to assess credit applications.
Perform detailed analysis on applications with reference to approved policies to assess suitability of applications.
Qualification
Minimum of Degree in Finance, Accounting, Economics, Business Administration, Statistics, etc. from a reputable University.
Minimum of 2 years working experience in retail credit, risk and recovery.
Skills and Competencies:
Knowledge of proper and ethical debt collection techniques.
Ability to quickly build a picture of a customer’s personal circumstances and needs.
Strong negotiating, counselling, and problem
solving skills.
Experience of collecting first and third party accounts.
Working knowledge of Microsoft Office Suites Word, Excel and Access.
Ability to maintain high level of confidentiality.
Able to work well as part of a team and on own initiative.
Strong attention to detail. Having a keen sense of urgency.
Excellent listening ability and superb questioning techniques.
Always accurate and on time in completing duties.
Customer relationship management skills.
Ability to work with little or no supervision.
Problem Solving, Critical reasoning, detail oriented.
Excellent verbal, presentation and writing skills.
Demonstrate a good understanding of FINTECH
Sound Knowledge of Civil Servant / Payroll Loans e. g through IPPIS and Oracle
How to Apply
For more information and job application details, see; Mkobo Microfinance Bank Credit Analyst Jobs in Nigeria
Find Latest Jobs in Nigeria Today - Recruitment in Nigeria Job - Nigerian Jobs - in Nigeria - Job Vacancies in Nigeria
Search our career portal & find the latest Nigerian job positions, career opportunities & jobs in Nigeria.
Jobs in Nigeria - banking jobs in Nigeria, IT jobs in Nigeria, accounting jobs in Nigeria, NGO jobsin Nigeria, business administration in Nigeria, ICT jobs in Nigeria, UN jobs in Nigeria, procurement jobs in Nigeria, education jobs in Nigeria, hospital jobs in Nigeria, human resources jobs in Nigeria, engineering jobs in Nigeria, teaching jobs in Nigeria, and other careers in Nigeria.
Oil and Gas job vacancies in Nigeria, MTN jobs in Nigeria, job vacancies in Nigeria for fresh graduates.
Federal government jobs in Nigeria, job vacancies in Nigeria Federal Civil Service.
Find your dream job from 1000s of vacancies in Nigeria posted and updated daily - click here!
Click here to post comments
Join in and write your own page! It's easy to do. How? Simply click here to return to NGO Jobs in Africa.
