Global Communities Credit Analyst Job in Nairobi, Kenya
Global Communities Credit Analyst Job in Nairobi, Kenya
Vacancy Announcement: Credit Analyst
Global Communities is a global development organization committed to working in partnership with communities worldwide to bring about sustainable, impactful changes that improve the lives and livelihoods of the vulnerable.
Its mission is to create long-lasting, positive and community-led change that improves the lives and livelihoods of the vulnerable people across the globe.
Global Communities is seeking for a qualified Credit Analyst to be based in Nairobi for a United States Department of Agriculture (USDA) funded Agribusiness for Market Stimulation (AIMS) program currently on the last two years, designed to bolster trade by increasing access to finance and expand markets for small and medium agribusiness enterprises in Kenya, Malawi and Tanzania.
The Credit Analyst will support in ensuring compliance, credit risk evaluation and loan monitoring from partner banks under the Overseas Private Investment Corporation (OPIC)loan guarantee facility and other banks engaged to increase lending to agribusinesses.
Additional duties include supporting bank trainings, including training bank staff, providing one-on-one assistance to bank loan officers, reporting, and site visits to ensure borrower performance.
Essential Duties and Responsibilities Support Credit Director in meeting program deliverables on time
Review credit analysis in relation to operating market dynamics and capacity of borrower
Analyze loan applications’ credit data and financial information including computing financial ratios and reviewing projections for reasonability
Determine the financial and reputational risks and assess the mitigations for all loan applications under consideration
Work with credit team to address gaps in loan applications
Make recommendations on loan eligibility to the Credit Director and/or loan review committee
Conduct regular visits as directed to monitor and report on borrower loan performance
Ensure compliance with loan reporting obligations of lenders on individual loans
Assist technical efforts and field activities to coordinate program reporting and data management
Track loans under the guarantee fund and support monitoring of program performance
Train staff and participating bank staff on loan analysis.
Adhere to Global Communities Kenya office Standards of Professionalism
Maintain strict confidentiality of all privileged information
Assist
with any other duties as required by Supervisor
Education and Qualifications
Bachelor’s degree in related field
Certified Public Accountant or equivalent is preferred
Skills and Experience
Minimum of 5 years’ experience in credit risk analysis is preferred
Proven experience working with small and medium enterprises (SMEs), groups, associations, cooperatives, etc in lending or auditing. Experience in agriculture lending is preferred
Proven experience in credit risk reviews and loan monitoring
Experience in assessing, analyzing and interpreting financial reports
Experience in leading trainings, bank training preferred
Experience in working with a loan guaranty facility preferred
Strong computer skills
Ability to develop and maintain positive relationships with professional contacts
Demonstrate flexibility, cultural sensitivity when working with NGO partners, and the ability to adapt Global Communities policies and procedures to the local context
Proven organization, record keeping and administration skills
Ability to work constructively in a team
Good written and verbal communication skills; able to fit in broader reporting matrix
Ability to interact clearly and effectively with Program counterparts
Language Skills
Excellent command of English language including written and spoken English
Effective use of written and spoken Kiswahili
Working Conditions
Based in the Nairobi office. Travel outside of Nairobi as required to perform duties; E. Africa travel may also be required
Able to sit at a computer and operate a keyboard, for extended periods of time
How to Apply
Apply via email to kevacancies@globalcommunities.org
Please quote the position title on the email subject while sending your application, attach your cv and cover letter, to be received not later than 4th December 2019.
Global Communities is an equal opportunity employer.
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