Finance Trust Bank Credit Supervisors Jobs in Uganda
Finance Trust Bank Credit Supervisors Jobs in Uganda
The Purpose of the Job To manage the credit underwriting process at the branch and ensure that loans are issued and disbursed in accordance with the bank policies and procedures.
Key Result Areas
Vetting and approval of loan applications:
Vet credit files for validity, completeness and accuracy of information and ensure careful completion of the pre-disbursement checklist before loan disbursement.
Ensure loan applications are presented to the committee only after a valid and corresponding application has been made to the CRB.
Responsible for ensuring proper valuation of collaterals, collateral monitoring and collateral reconciliation with original documents.
Interact with customers whose loans are due for disbursement and ensure that customers have understood the terms and conditions of the loan before final disbursement.
Ensure credit applications are analyzed at the minimum on the 5Cs of credit before
presenting to the credit committee.
Ensure faster turnaround time for processing customers’ loan requests.
Credit Administration, Credit Monitoring and Recovery
Review loan data and KYC information in the system to identify errors or mis-postings and take corrective actions in line with the credit policy and procedures.
Perform/ensure daily review of loans in arrears as well as expected payments and effectively follow-up for timely collection.
Perform regular review of active loans, overdraft accounts and the non-funded credit lines, identify early warning signals and take corrective actions in line with the credit policy and procedures.
Implement an efficient system for receipt, custody, retrieval and movement of credit files and loan securities in line with the credit policy.
Ensure follow up and compliance with any post disbursement conditions and covenants eg further charges, caveats, turnover covenants, payment of insurance policies, etc.
Follow up on timely resolution of audit, compliance and supervisory issues as well as
implementation of the recommendations
and take corrective actions in line with the credit
policy.
Participate in conducting periodical review on loan administration policy and procedures to streamline workflow.
Monitor the classification and provisioning for all branch loans in line with FIA and MDI
guidelines.
All applicants must have the following Requirements:-
A Bachelor’s degree in Business Administration, Agriculture, humanities or any other related discipline gained from a reputable University.
Five (5) years’ work experience as a Loans/Credit Officer in a regulated Financial institution.
Credit Analysis Skills
Good Supervisory & Leadership Skills.
Good Analytical & Problem Solving Skills.
Good Interpersonal Skills.
Good Oral & Written Communication Skills.
High Integrity
For details, please visit our website at www.financetrust.co.ug.
Position carry’s an attractive salary and benefits package.
How to Apply:
Suitably qualified candidates should address their application to Head, Human Resource,
Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala, Uganda, and email it to
jobs@financetrust.co.ug. as well as photocopies of academic testimonials, and a CV.
The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.
Closing date for submission of the applications is 12th January, 2021. Only shortlisted candidates will be contacted directly on Tel. Numbers 0312 222600 or 0414 341275 ONLY.
Please note that in line with the Bank procedures, no job offers are made online.
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