Credit Officer Kenyan Jobs

Credit Officer Kenyan Jobs


Our client, the leading evangelical Christian savings and credit co-operative society in Kenya is looking for competent individuals to join their team as the next Assistant Credit Officers.

Reports to:

  • Credit Officer

    Responsibilities

  • Capture loan applications in the system.
  • Analyse applicants’ financial status, credit status and undertake relevant evaluations to determine feasibility of granting loans.
  • Obtain and compile copies of loan applicants’ credit histories, financial statements, guarantors’ information, loan security documents and other financial information.
  • Evaluate and advice on client’s ability to pay based on analysis of their finances.
  • Obtain credit information from credit institutions and references.
  • Undertake business and home visits to validate applications where need arises
  • Ensure timely recovery of all disbursed loans.
  • Review and update credit and loan files.
  • Ensure that all loan securities/collaterals are perfected, insured and intact.
  • Analyse, advice and assist in the recovery of defaulted loans.
  • Prepare and submit timely reports and information for decision making.

    Qualifications

  • Bachelor’s degree in Co-operative Management/Credit Management/Bachelor of Commerce (Accounting/Finance) OR Diploma in Co-operative Management and CPA II
  • Computer skills with
    working knowledge of Microsoft Dynamics Navision is an added advantage
  • At least 3 years’ experience in a related field.
    Knowledge in Co-operative and Credit related laws
    A good understanding of Sacco/Microfinance operations
    Team player
  • Confidentiality and integrity
  • Confident and assertive demeanour
  • High degree of accuracy and attentive to details
  • Ability to work under pressure with tight deadlines
  • Strong analytical and mathematical skills
  • Good communication and customer care skills

    How to Apply

  • Interested candidates who meet the requirements are invited to send their CV and cover letter to jobs@lanxafrica.co.ke clearly indicating the job title on the subject line on or before 12th December 2018

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