Cosmopolitan SACCO Credit Portfolio Manager Jobs in Kenya
Cosmopolitan SACCO Credit Portfolio Manager Jobs in Kenya
Job Description:The portfolio manager is responsible for growth and management of the business loan portfolio through credit underwriting, managing the portfolio quality and profitability.
The portfolio manager owns and is accountable for understanding credit risks associated with the business loans portfolio.
Duties of a Credit Portfolio Manager – Business & Asset Finance Loans
Develop and Implement the credit strategy through business loans portfolio
Enforces Credit Policy and risk management policy with regards to business loan portfolio
Ensure accurate completion of internal loan reviews and determination of appropriate risk ratings. Provide credit risk management of the business loan portfolios
Formalizes action plans for loans having upcoming maturity dates
Review of loan applications and analysis of credit information to assess Member’s credit worthiness
Conducts in-depth analysis of balance sheets and profit and loss statements of business loans applicants
Provides advice and guidance to credit officers at the branch level regarding business loan policies and procedures, credit analysis, financial statement evaluation, and credit investigations.
Carry out loan portfolio rebalancing to assure diversification of the business loans portfolio
Implement and maintain controls for underwriting, loan administration and collections of business loans.
Any other lawful duties as may be assigned from time to time by the Head of Credit or the C.E.O.
Background Requirements
Proven experience, as a credit portfolio manager or similar role in credit department
Strong business acumen and credit structuring skills
Sufficient knowledge of modern management techniques and best practices in credit management
Ability to meet business targets and goals
Excellent organizational skills
Be of exemplary
integrity and honesty
Empathic to member needs
Be decisive and possess quick judgment skills
Possess excellent business writing skills
Be proactive and take initiative
Have excellent communication and interpersonal skills
Must be self- motivated and be ready to work with minimum supervision
Be a team player
Preferred Qualifications
A relevant degree or Diploma.
A professional qualification in credit is an added advantage.
At least 5 years’ experience in a financial institution.
Be between 30 – 45 years of age.
Disclaimer: The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification.
It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.
How to Apply
Market yourself by sending a one-page cover letter about yourself and achievement to date together with your CV & I.D. Card (in PDF format as one document) clearly indicating “Credit Portfolio Manager Business Loans” on the subject line to recruit@cosmopolitansacco.co.ke on or before 8th November 2019 at 5:00 p.m.
Only shortlisted candidates shall be contacted.
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