Co-operative Bank of Kenya Credit Officer Jobs in Kenya

Co-operative Bank of Kenya Credit Officer Jobs in Kenya

Our client, a licensed Deposit Taking Sacco headquartered in Kisii Town, is seeking to recruit a qualified and highly motivated individual to fill the position of a Credit Officer.

Reporting to the Credit Manager, the individual will be responsible for loan processing, loan monitoring, generating reports and initiative on the improvement of service delivery.

Tasks and Responsibilities

Ensure strict adherence to loan policies/guidelines for the issuance of quality loans

Ensure member’s eligibility for loaning including the ability to repay and securities

Ensure members are advised appropriately based on their loan appraisal status/position

Ensure that all loans issued are effectively guaranteed

Ensure timely loan appraisals within set time limits and communicate feedback to members within acceptable timelines

Ensure a timely and effective loan approval process within set limits, by presenting appraised loans for approval and approving the same in the system.

Ensure timely and accurate disbursement of approved loans

Ensure all loan forms processed, rejected, and deferred are kept safely and in member files

Monitor all collaterals used for loans and ensure they are adequate and well updated

Ensure effective communication and advice to members on loan matters/queries

Ensure that new & continuing members’ deductions on savings, share capital and any other statutory deductions are

accurate and timely

Ensure all employer remittances/payments to the Sacco in lieu of Sacco loan payments are received and forwarded to Finance for settlement

Ensure that all default notices and guarantor notices are issued in a timely manner

Ensure guarantor/collaterals substitutions are done accurately and in a timely manner

Minimum Qualifications and Skills

A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a recognized university

CPA II or Credit Management Certification

A minimum of 3 years of experience in a busy financial institution

Sound knowledge of Sacco laws and regulations

A person of integrity, and team player with effective communication skills

Sound judgment and decision-making ability on lending across all sectors

Excellent analytical, interpersonal, and team management skills

How to Apply

For more information and job application details, see; Co-operative Bank of Kenya Credit Officer Jobs in Kenya

Find jobs in Kenya. Jobs - Kenya jobs. Search our career portal & find the latest Kenyan job positions, career opportunities & jobs in Kenya.

Jobs in Kenya - banking jobs, IT jobs, accounting jobs, NGO jobs, business administration, ICT, UN jobs, procurement jobs, education jobs, hospital jobs, human resources jobs, engineering, teaching jobs, and other careers in Kenya.

Find your dream job from 1000s of vacancies in Kenya posted and updated daily - click here!