Cairo Bank Credit Risk Officer Jobs in Uganda

Cairo Bank Credit Risk Officer Jobs in Uganda

Job Purpose:

To provide support through regular credit risk reviews including stress testing of the Bank’s credit portfolios.

Reports to: Chief Risk Officer

Department: Risk Department

Key Responsibilities:

Review, assess and analyses credit applications to identify risks and key risk indicators involved in financial data and customer portfolio.

Assessment of Industry/ Sector credit risks and performance to guide prioritization of business efforts.

Support the recovery team where need be with recovery efforts in regards to client visits and loan classification efforts

Assess the quality of the overall loan portfolio through trends and other analytical risk indicators, to improve credit collections and recoveries.

Periodic generation on credit risk reports, stress tests and scenario analysis as per required content on portfolio at risk for presentation to Risk Management Committee

Ensure all lending decisions confirm within the laid down policies and procedures

To ensure all loans are appropriately approved and signed off in accordance with the credit risk policy

Discuss credit proposals with the required heads of departments for risk issues identified

Participate in projects as delegated from time to time such as the annual review of the credit portfolio

Recommend processes of maintaining an efficiency control system of the bank through continuous review of the policies, procedures, limits, and how staff members comply with them.

Liaise with the legal department on any credit-related risk so as to find solutions to mitigate the bank’s losses

Review weighted assets and capital

figures to determine capital adequacy ratios established by the regulator to reduce compliance risk.

Preparation of credit risk report to RMC on a monthly basis and Board Risk Management Committee on a quarterly basis or as and when required and submit to Head of Risk for review.

Financial transactions and statements capabilities;

Review of Credit Performance Ratios such as NPA, and portfolio at risk concentration from time to time.

Carrying out regular credit stress tests on different based

Establish credit portfolio performance trends from time to time and report on the health of the portfolio.

Education

A Bachelor’s degree in a relevant discipline

A professional qualification in the Treasury function is an added advantage.

Experience:

A minimum of 3 years’ experience in a similar role in a financial institution.

Skills and competencies

Good communication skills

Team Player

Networking skills

Attention to detail

How to Apply

Interested candidates should send their application letters together with their curriculum vitae to the Head, Human Resources at recruitment@cbu.co.ug not later than 5pm, Friday 30th June 2023.
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