Assets Microfinance Bank Digital Loan Product Lead Jobs in Nigeria

Assets Microfinance Bank Digital Loan Product Lead Jobs in Nigeria

Assets Microfinance bank is a tier-1 Micro finance bank providing accessible, reliable and convenient financial services to individuals and businesses across Nigeria.

At Assets MFB, we offer value-based banking to Nigerians by creating superior value for all our stakeholders with the most effective and sustainable technologies, holding ourselves to the highest professional and ethical standards, and building an enduring transparent institution.

Location: Lekki, Lagos

Employment Type: Full-time

Job Objective(s)

Responsible for delivering the strategic agenda for the digital lending through balance sheet growth, customer acquisition, customer retention, and profit & loss targets to support the achievement of overall business strategy in a cost effective and high return manner.

Roles & Responsibilities

Develop and monitor product sales and marketing strategy (in conjunction with product marketing) to ensure achievement of digital lending sales and volume budget across all regions.

Monitors sales impact & profitability of marketing expenditures and special campaigns.

Collaborate with other stakeholders in technological implementation of loan origination and management systems including defining scope and overseeing deployment.

Utilize market research to identify customer needs/trends and opportunities for new product innovation and product enhancements.

Conduct regular product & market research to determine digital lending sales/market penetration potential across regions.

Regularly review customer feedback, market & consumer trends to uncover new product opportunities across different category and regions, disseminates identified insights in a timely manner for execution.

Successful execution and monitoring of product marketing campaigns.

Conduct branch/regional webinars, meetings, visits and joint customer calls to obtain market feedback and understand peculiarities of local operating environment.

Analyses situations to understand and advise bespoke solutions where necessary.

Work closely with consumer credit underwriting team, consumer collections team and risk management team to monitor and ensure digital product offerings are in compliance with the bank’s policies and regulatory requirements.

Qualifications

Bachelor's Degree in any related field.

Master's and / or other professional qualification will be an added advantage.

Minimum of 5 years general banking experience, 3 of which must be from retail/ consumer/ individual sector.

Knowledge & Skills Required

Extensive knowledge of the bank’s policies and procedures.

Excellent

interpretation of business needs into operational requirements.

Good Understanding of the Nigerian Banking Industry and Remittance industry.

Knowledge of CBN’s policies and the business environment.

Thorough knowledge of Individual / Personal / Retail Banking products and services, and extensive Banking Industry knowledge.

Excellent product and project management skill.

Excellent interpersonal, and negotiation skills with the ability to network, generate new business and develop strong business relations.

Strong leadership skills with demonstrated competences in championing high performance management.

A good understanding of risk, credit policies and procedures.

Excellent communication, planning, organization, problem solving and analytical skills.

Must have hands on experience in Credit Analysis & Administration, Sales, Relationship Management, Customer Service, commercial and product development functions of a commercial bank at managerial level.

What We Expect From You

High degree of professional ethics, integrity and responsibility.

Highly organised, proactive, ability to work independently and take ownership of tasks assigned.

Team player with ability to work under pressure and ability to work with a wide variety of people and maintain excellent business relationship.

High sense of confidentiality and discreteness.

Application Closing Date
31st December, 2022.

How to Apply

Interested and qualified candidates should send their CV to: recruitment@assetsmfb.com using the Job Title as the subject of the mail.

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